EPF MIS

Is there a way to optimize our retirement savings without stretching our finances? Did you know you can invest your EPF money via member investment scheme (MIS)?

What is EPF MIS?#

Employees Provident Fund Member Investment Scheme (EPF MIS) is a voluntary investment scheme where EPF members may transfer part of EPF Account 1 savings (subject to eligibility) to invest in EPF approved unit trust funds via the appointed Fund Management Institution (FMI) or Institutional Unit Trust Adviser (IUTA).

What is the eligibility?#

Members aged 55 and below may transfer up to a maximum of 30% of the savings in excess of the Basic Savings Amount in Account 1, subject to minimum of RM1000 and at intervals of three months from the date of the last transfer.

Why EPF MIS?#

• No additional cash investment required
• Lower sales charge
• Potentially higher return
• Diversification with exposure in both local and foreign markets
• Variety of funds to choose from depending on your objective and risk profile